What Lies In Your Debt is intended for users 18 years and older. Children under the age of 18 are prohibited from registering, subscribing, or purchasing of our products or services. Please review this policy carefully each time you use Whatliesinyourdebt.com, as it is subject to change at any time with or without notice. By accessing our website, you are agreeing to, and consenting to, Whatliesinyourdebt.com / Liberty Marketing LLC's Terms and Conditions.

What Lies In Your Debt provides educational material to its customers. As a customer subscribing to the membership, you agree that you may not transmit, broadcast, upload to any computer or mobile device, create derivative works of, or make commercial use of the service, including, but not limited to, any download(s). You may not, or attempt to (or otherwise authorize, encourage or support others attempts to) circumvent, re-engineer, decrypt, break or otherwise alter or interfere with the service, including, but not limited to, any download(s).

As a Member, in consideration for Membership in What Lies In Your Debt, you agree to and shall save, hold and keep harmless and indemnify Whatliesinyourdebt.com / Liberty Marketing, LLC and its agents, servants and employees from:

a. Any and all payments, expenses, costs and attorneys' fees from and for any and all claims and liability from losses or damage of any kind occasioned wholly or in part by or resulting from any acts or omissions by Member or its officers, directors, employers, agents or invitees.

b. Any and all payments, costs and attorneys' fees from and for any and all claims and liability from losses or damages of any kind to persons arising out of the application of any doctrine of strict liability.

c. Any and all payments, expenses, costs and attorney's fees from and for any and all claims and liability from losses or damage of any kind to persons occasioned wholly or in part by or resulting from any acts or omissions for any cause or reason whatsoever arising out of or by reason of the use of any and all property owned by Whatliesinyourdebt.com / Liberty Marketing, LLC during the membership term.

d. Any and all payments, expenses, costs and attorney's fees from and for any and all claims and liability from losses or damage of any kind to persons occasioned wholly or in part by or resulting from any acts or omissions for any cause or reason whatsoever arising out of or by reason of Member’s use of any and all property owned by Whatliesinyourdebt.com / Liberty Marketing, LLC.

Termination and Cancellation of Services:

Memberships are available as monthly subscriptions with no long term commitment. If you wish to cancel your membership / subscription, you will need to contact ClickBank (www.clkbank.com). The provided link takes you directly to Clickbank's Customer Service page where you can cancel your account. You will continue to have access to the members site until the end of the billing period in which you cancelled.

You agree that What Lies In Your Debt, at its sole discretion, may at any time terminate your use of the service and subscription plan(s), if What Lies In Your Debt believes that you have violated or acted inconsistently with this agreement. You agree that upon termination of your access to the service under any provision of this agreement, What Lies In Your Debt may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or the service. Further, you agree that Whatliesinyourdebt.com / Liberty Marketing, LLC shall not be liable to you or any third party for any termination of your access to the service. If you cancel your account or subscription plan for any reason, Whatliesinyourdebt.com / Liberty Marketing, LLC will not refund any of your fees paid to date, except as expressly provided in this agreement.

Cancelled and expired memberships / subscriptions (i.e. customer cancels membership, membership is cancelled due to monthly recurring payments not processing / being declined, membership is terminated by Whatliesinyourdebt.com / Liberty Marketing, LLC, etc.) cannot be reactivated. If you want to rejoin after your account is cancelled/expired, you will need to purchase a new membership.

60 Day Money Back Guarantee

If you are not 100% satisfied with the membership and services provided, you can cancel your membership / subcription for any reason within the first 60 days and we will refund your membership fee 100%. To cancel your membership / subscription within the first 60 days and receive a refund, you will need to contact ClickBank and cancel your membership and request a refund. The provided link takes you directly to Clickbank's Customer Service page where you can cancel your account and request your refund. The cancellation of service shall become effective immediately and access to the site will be terminated immediately.